NSE · BSE
NIFTY 50 23,146.15 ▲ +148.85 (+0.65%)SENSEX 74,729.27 ▲ +413.67 (+0.56%)BANK NIFTY 55,844.00 ▲ +33.50 (+0.06%)NIFTY MIDCAP 100 59,129.75 ▼ -67.45 (-0.11%)RELIANCE 1,211.20 ▼ -3.80 (-0.31%)TCS 2,465.00 ▲ +115.00 (+4.89%)HDFC BANK 728.85 ▲ +2.00 (+0.28%)ICICI BANK 1,397.00 ▲ +7.60 (+0.55%)INFOSYS 1,161.20 ▲ +51.20 (+4.61%)SBI 962.60 ▲ +2.60 (+0.27%)BHARTI AIRTEL 1,905.00 ▲ +51.00 (+2.75%)ITC 263.50 ▼ -0.40 (-0.15%)L&T 3,627.10 ▼ -4.90 (-0.13%)WIPRO 184.40 ▲ +10.35 (+5.95%)NIFTY 50 23,146.15 ▲ +148.85 (+0.65%)SENSEX 74,729.27 ▲ +413.67 (+0.56%)BANK NIFTY 55,844.00 ▲ +33.50 (+0.06%)NIFTY MIDCAP 100 59,129.75 ▼ -67.45 (-0.11%)RELIANCE 1,211.20 ▼ -3.80 (-0.31%)TCS 2,465.00 ▲ +115.00 (+4.89%)HDFC BANK 728.85 ▲ +2.00 (+0.28%)ICICI BANK 1,397.00 ▲ +7.60 (+0.55%)INFOSYS 1,161.20 ▲ +51.20 (+4.61%)SBI 962.60 ▲ +2.60 (+0.27%)BHARTI AIRTEL 1,905.00 ▲ +51.00 (+2.75%)ITC 263.50 ▼ -0.40 (-0.15%)L&T 3,627.10 ▼ -4.90 (-0.13%)WIPRO 184.40 ▲ +10.35 (+5.95%)
INDIA As of 16 Oct, 03:32 PM IST · may be delayed
+91 95631 36434 adhyafin26@gmail.com
AMFI Registered MFD & APMI Registered PMS Distributor ARN-16434 ARN-261623 APRN10250
Adhya Invest Mantra
Login Analytics
Home / Services / Insurance Solutions
Protect · Service

Insurance Solutions

Term, health and general cover sized to what your family would actually need — not to a target sum assured that sounds impressive.

Ask About This Try a Calculator
Insurance Solutions — protection for what matters most

Who this suits

Anyone with dependents, a home loan, or no cover at all yet. Also useful when reviewing an old policy that may no longer fit your situation.

What's included

  • Term life cover, sized against income replacement and outstanding loans, not a round number
  • Health insurance — individual and family floater — checked against your existing employer cover, if any
  • General insurance: motor, home, travel and personal accident cover
  • A comparison of premium versus cover across insurers, laid out side by side before you decide

How it works

1

Needs assessment

Income, outstanding loans and dependents mapped honestly, to size the cover — not to hit a round number.

2

Compare across insurers

Premium, cover, exclusions and claim settlement ratio laid out side by side.

3

Complete the proposal

Application form, disclosures, and medical tests where required by age or sum assured.

4

Policy issuance & review

Policy document delivered, nominee confirmed, and cover reviewed at each renewal or life event.

Frequently asked

Q.How do I file a claim?

Inform the insurer directly (we can assist with the paperwork), submit the claim form with supporting documents, and the insurer processes it as per policy terms and IRDAI timelines.

Q.Can I port an existing policy to a better one?

Health insurance is portable to another insurer without losing waiting-period credit, if applied for before renewal. Life insurance is generally not 'ported' the same way — a new term plan is taken alongside or instead.

Q.What is the free-look period?

Typically 15–30 days after receiving the policy document, during which you may return the policy for a refund (minus certain deductions) if the terms don't match what was explained.

Q.Does a pre-existing condition block a health policy?

Not necessarily — it may mean a waiting period or a loaded premium rather than outright rejection. This varies by insurer and condition.

Risk factors: Insurance is the subject matter of solicitation. Please read the policy wording, exclusions and waiting periods carefully before concluding a purchase.